Insurance Marketing Lab

Terms of Service

Last updated: June 18, 2026

These Terms of Service ("Terms") govern your use of Insurance Marketing Lab (the "app"). By downloading or using the app, you agree to these Terms. If you do not agree, please do not use the app.

The Service

Insurance Marketing Lab is an AI-powered marketing assistant for insurance agents. It helps you generate social posts, captions, video scripts, images, lead magnets, and spokesperson videos. The content is generated by automated tools and is provided to assist you, not to replace your professional judgment.

Your Responsibilities

• You are responsible for reviewing all generated content before publishing or sharing it.
• You must ensure your marketing complies with applicable laws and insurance advertising and compliance regulations in your jurisdiction.
• You may only upload photos of yourself, or images you have the right to use, for the Spokesperson Studio. You may not create avatars or videos impersonating other people without their consent.
• You will not use the app for unlawful, deceptive, or harmful purposes.

Subscriptions & Billing

• The app offers paid subscription tiers. Payment is charged to your Apple ID account upon confirmation of purchase.
• Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends.
• You can manage or cancel subscriptions in your Apple account settings. Any unused portion of a free trial is forfeited when you purchase a subscription.
• Feature availability depends on your active subscription tier.

Intellectual Property

You retain ownership of the content you create using the app, subject to the rights of the underlying AI providers. The app itself, including its software, design, and branding, remains our property.

Disclaimers

The app and its generated content are provided "as is" without warranties of any kind. AI-generated content may contain inaccuracies. We do not guarantee that generated content is compliant, accurate, or suitable for any particular purpose, and we are not providing legal, financial, or insurance advice.

Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the app or reliance on generated content.

Termination

We may suspend or terminate access to the app if you violate these Terms. You may stop using the app at any time.

Changes to These Terms

We may update these Terms from time to time. Continued use of the app after changes take effect constitutes acceptance of the revised Terms.